Beauregard Electric Cooperative, Inc. recognizes the responsibility to safeguard personal member information within the Cooperative mission. To learn more about our Identity Theft Prevention Program that utilizes the guides set forth in the Fair & Accurate Credit Transaction Act, please contact us.
What is identity theft?
Identity theft is the utilization of another’s personal information for fraudulent purposes. More often than not, personal information is obtained illegally and without the identity theft victim’s knowledge. A common example is when an identity thief uses someone else’s personal information to open a credit card account in the identity theft victim’s name.
The following website provides further information for consumers: ftc.gov/idtheft.
Ways to protect your identity:
Pay attention to billing cycles. Follow up with creditors if bills do not arrive on time.
Deposit outgoing mail at the post office.
Limit identifying information and credit cards carried to those necessary.
Do not give out personal information via phone, mail or over the Internet to undisclosed sources.
Request a copy of your credit report annually from any one of the three major credit bureaus for review.